Privacy Policy
Your privacy matters to us. This policy explains how foliarenthos collects, uses, and protects your personal information when you use our financial education platform.
Information We Collect
foliarenthos collects various types of information to provide you with our financial education services and improve your learning experience. We gather this information through different methods when you interact with our platform, attend webinars, or communicate with our team.
- Personal identification information including your name, email address, phone number, and postal address when you register for courses or webinars
- Professional information such as your occupation, industry experience, and educational background to tailor content recommendations
- Technical information including IP address, browser type, device information, and usage patterns to optimize platform performance
- Learning progress data including course completion rates, quiz results, and engagement metrics to personalize your educational journey
- Communication records from emails, support tickets, feedback forms, and webinar interactions
- Payment information processed securely through third-party payment processors for course enrollment
How We Use Your Information
We use the collected information primarily to deliver educational services and enhance your learning experience. Our data usage practices are designed to support your professional development while maintaining strict privacy standards.
Primary Uses of Your Data
Your information helps us deliver personalized educational content, track your learning progress, send relevant course updates, and provide technical support. We also analyze aggregated data to improve our curriculum and develop new learning resources that better serve our community's needs.
| Data Type | Purpose | Retention Period |
| Account Information | Service delivery and communication | Active account plus 3 years |
| Learning Data | Progress tracking and personalization | Active account plus 5 years |
| Technical Logs | Platform optimization and security | 12 months |
| Marketing Preferences | Communication customization | Until withdrawal of consent |
Data Sharing and Disclosure
foliarenthos maintains strict policies regarding data sharing. We never sell your personal information to third parties. However, we may share your information in specific circumstances outlined below, always ensuring appropriate safeguards are in place.
We work with trusted service providers who assist in delivering our educational services. These include payment processors for secure transaction handling, email service providers for communication, learning management system vendors for course delivery, and analytics providers for platform improvement. All partners are contractually bound to protect your information and use it solely for specified purposes.
In compliance with Australian law, we may disclose information when required by legal process, to protect our rights and property, prevent fraud, or ensure user safety. We will notify you of such disclosures unless legally prohibited from doing so.
Your Privacy Rights
Under Australian privacy legislation, including the Privacy Act 1988, you have specific rights regarding your personal information. We respect these rights and provide clear procedures for exercising them.
Access Your Data
Request a copy of all personal information we hold about you. We'll provide this within 30 days in a commonly used electronic format.
Correct Information
Update or correct any inaccurate personal information. You can make many changes directly through your account dashboard.
Delete Your Data
Request deletion of your personal information, subject to legal retention requirements and legitimate business needs.
Restrict Processing
Limit how we use your information for specific purposes while maintaining essential service functionality.
Data Portability
Receive your data in a structured format or have it transferred to another service provider where technically feasible.
Withdraw Consent
Revoke consent for marketing communications or optional data processing activities at any time.
Data Security and Protection
We implement comprehensive security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Our security framework includes both technical and organizational measures designed to safeguard your data throughout its lifecycle.
Technical safeguards include encrypted data transmission using TLS protocols, secure data storage with industry-standard encryption, regular security audits and vulnerability assessments, access controls with multi-factor authentication, and automated backup systems with secure recovery procedures. Our servers are hosted in Australian data centers that comply with strict physical security standards.
Data Breach Response
In the unlikely event of a data breach, we have established procedures to quickly identify, contain, and assess the incident. We will notify affected users within 72 hours if the breach poses a risk to your rights and freedoms, and report to the Office of the Australian Information Commissioner as required by law.
International Data Transfers
While foliarenthos primarily operates within Australia, some of our service providers may process data outside Australia. When international transfers occur, we ensure appropriate safeguards are in place through contractual obligations, adequacy decisions, or other approved transfer mechanisms.
All international data transfers comply with Australian privacy laws and include specific protections such as data processing agreements with overseas providers, regular compliance audits, and contractual requirements for data protection standards equivalent to Australian law.
Cookies and Tracking Technologies
Our website uses cookies and similar tracking technologies to enhance your browsing experience, analyze website usage, and deliver personalized content. We categorize cookies based on their purpose and provide you with control over non-essential cookies.
- Essential cookies necessary for basic website functionality, security, and user authentication
- Performance cookies that collect anonymous information about how visitors use our site to improve functionality
- Functional cookies that remember your preferences and personalize your experience
- Marketing cookies used to deliver relevant advertisements and measure campaign effectiveness
You can manage cookie preferences through your browser settings or our cookie preference center. Disabling certain cookies may affect website functionality and your user experience.
Children's Privacy
foliarenthos's financial education services are designed for adults and we do not knowingly collect personal information from children under 18 years of age. If we become aware that we have inadvertently collected information from someone under 18, we will take immediate steps to delete such information.
Parents or guardians who believe their child has provided personal information to us should contact our privacy team immediately for assistance with removal of such information.
Policy Updates and Changes
We may update this privacy policy periodically to reflect changes in our practices, technology, or legal requirements. Material changes will be communicated through email notifications and prominent website notices at least 30 days before taking effect.
We encourage you to review this policy regularly to stay informed about how we protect your information. Continued use of our services after policy updates constitutes acceptance of the revised terms.
Privacy Contact Information
For privacy-related inquiries, data access requests, or concerns about how we handle your information, please contact us:
foliarenthos Privacy Team
5/40 Lord Street, Perth WA 6004, Australia
Email: privacy@foliarenthos.sbs
Phone: +61 8 9791 8433
We respond to privacy inquiries within 5 business days and aim to resolve all requests within 30 days.